How to Apply

Attending a Rondo CLT Orientation is the first step in the application process. Orientations are Wednesdays at noon. We are currently only offering to do orientations via Zoom. Please email us and we will send a link to the next Zoom Orientation.

1. Determine your eligibility- You are eligible if you meet the criteria listed below

  • You plan to purchase a home in Ramsey County
  • You have a stable source or sources of income
  • You have good credit and reasonable debts
  • Your annual household income is less than the program income limits.

2. Attend an introductory community land trust one-hour orientation
Rondo CLT staff will explain the purpose and mission of Rondo CLT, the community land trust model of home ownership, Rondo CLT’s home ownership programs, and the application process. Rondo CLT applications are available at the orientation.

3. Submit a Rondo CLT application
Applications are available at the Rondo CLT Orientation. Applications are reviewed on a first-come-first served basis.

4. Attend a Homebuyer Education Workshop
This nine-hour workshop gives you the basic tools to move through the home buying process with knowledge and comfort regardless of where, when, or how you purchase your home. Home Stretch is offered at a variety of times by many groups across the Twin Cities metro. Visit the Home Ownership Center or NeDA

6. Meet with a loan officer to apply for mortgage pre-approval
There are specific banks and specific loan officers that currently provide mortgage financing for Rondo CLT’s homeownership programs. Currently, they are as follows:

Loan Officers

Andrea Altamirano
Sunrise Banks
Mortgage Loan Officer
(651) 523-7850
NMLS: 1234641

Nancy Healy
Bremer Bank
Mortgage CRA Relationship Manager
(651) 288-3882
NMLS: 326816

Tiffany Phillips Bremer Bank
Mortgage CRA Loan Originator
(651) 734-4376
NMLS: 756982

Kathy Luebke
US Bank Home Mortgage
Mortgage Loan Officer
(651) 778-2617
NMLS: 488962

7. Attend a Final Application Interview.
When all of the above steps have been completed, applicants meet with Rondo CLT staff to ensure that all questions are answered.

8. Buyer selection Committee Review.
Finally, the Rondo CLT Board’s Buyer Selection Committee reviews all applicants to determine approval for homeownership programs.